Care crisis demands urgent action – savings incentives would help families prepare — Ros Altman

English: Dr Ros Altmann, Director General of S...

English: Dr Ros Altmann, Director General of Saga Group (Photo credit: Wikipedia)

English: NHS logo

English: NHS logo (Photo credit: Wikipedia)

This is an excellent, MUST READ article by Ros Altman, published on her blog. Check it out!

via Care crisis demands urgent action – savings incentives would help families prepare — pensionsandsavings.com.

Dr Ros Altman an independent financial expert, having advised consumer groups, Government, corporations, trustees and the pensions industry.

When I read this article, the thing that struck me most was the lottery which old people face when confronted with serious health issues. On one set of issues, like cancer treatment, one turns to the NHS. However, on health issues like Dementia, one must turn to Local Authorities who are responsible for Adult Care. By and large, the NHS funds the required treatment; however, Local Authorities apply a means test and will expect you to sell or borrow against your family home. Regular readers of this blog will know that both I and my fellow blogger John Gelmini have been bitter critics of the NHS, arguing for radical reform or replacement. However, one of the founding principles of the NHS was universal care for everybody irrespective of class, wealth or income. Now we can see that it’s more like Russian Roulette, and if you have Dementia, you take the bullet in the chamber.

Dr Altman makes some useful proposals about savings products for social care but for me a much more radical solution is required.

Let me turn this to an open question:

How should the UK Government deal with the Adult Social Care crisis?

Any thoughts?

Enhanced by Zemanta

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: